What To Do When Your House Value Doesn’t Cover Your Debt

    You probably have a pile of debt. And it’s probably getting bigger, not smaller, right? You’re not alone. Most of us do, and it’s the kind that gets bigger every year. According to Statistics Canada, 71% of all Canadians carry some form of debt (2012). “Yes, that includes mortgages, but it also includes a growing pile borrowed to buy cars, new kitchens and many of the fashionable material trappings of the modern…

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What is Your Loyalty to Friends and Family Costing You?

  Sometimes loyalty is a bad idea. Even to family. Or friends. And especially to the neighbor’s uncle’s cousin’s friend. Like the woman whose loyalty is causing her crippling pain to continue. She had been seeing a physical therapist to help her with the constant pain she was in. For all the therapy she’d been receiving, her condition was getting worse, not better. There were other therapists who were skilled at treating this very…

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Why January Is Spectacular

It’s over. The rich taste of eggnog and aroma of delectable spiced ginger cookies have faded away. Some people think that once the tree and lights are put away, winter’s sparkle is gone, and the grey must inevitably settle on us. Buckle up, it’s all dim and sad until spring… Here’s the thing. They’re wrong. January shimmers with the romantic splendor of no other month. At each country property I show, soft white snow…

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